Private Client Services

Recognizing the needs of clients with more complex personal insurance requirements and higher value sums insured, we offer our private clients service which provides a tailor made and flexible individualized approach.

We Deliver

We have the desire and experience to design, implement and manage your personal insurance program. A dedicated and experienced account manager will deliver a high quality and professional service based on the concept of "planned protection".

Personal Risk Evaluation

A comprehensive review with your Surmount adviser uncovers your special needs and develops innovative, intelligent solutions and safeguards.

Insurance Program

We will design and present you with a proposal for a program that suits your individual situation and offers you valuable suggestions and options for maximizing coverage and minimizing cost.

Insurer Presentation

The importance of a superior underwriting presentation cannot be overstated. We will prepare a complete presentation to obtain the best terms for you from selected insurers.

Program Management

Situations change and new opportunities arise. We provide continuous, proactive and confidential management of your personal insurance program.

Capability

We are committed to tailoring cover to our clients' individual needs, which can include coverage for:

Personal Liability — primary and excess limits up to $100 million, not-for-profit liability, including directors' and officers' coverage
Property — high value, standard, secondary, condo, course of construction, rental property, domestic & foreign
Fine Arts and Collectibles
Jewelry
Wine Collections
Vehicles — high value, standard, collector, RV, snowmobile and motorcycle
Catastrophe Coverage — earthquake, wind and flood
Kidnap and Ransom
Identity Theft
Watercraft — yacht, small boat, sailboat and personal watercraft
Family Office Coverage
Entertainment and High Profile
Workers Compensation for Domestic Employees
Employment Practice Liability for Domestic Employees
Aviation